If your business already has native apps, if your company needs to scale up, if flexibility is eminent to you, if you focus on minimally viable products, if your budget is strictly limited, and you're working on stringent deadlines, this might be useful for you!
Fintech startups connect consumers with their respective banks/financial institutions. These offer a conversational banking platform and cater to emergent banking needs. They also help banks and credit unions to create intelligent virtual assistants by bringing in insightful customer engagement via automation. Know more!